It was more of a software glitch. When we tested it as guinea pigs, everything worked fine, no approval needed. When I enabled it for everyone, the system started wanting approvals. And, of course, it happened on a weekend my internet service went down. I've been out since Friday. Looks like the culprit is the WAN portion of the router got fried.
As of right now photos don't need approval, but comments do. I'll see what I can get straightened out today!
