Any necklace worn against the skin can cause rubbing and wear to paint or skin. That aside, the clasps are harmless. As I said in the previous post, the effect of the magnetic field is short ranged. And in the case of the magnets used in the magnetic clasps, first we're talking the range would be measured in millimeters, second there are no electronics (or metal components) in the section of the neck/chest where a necklace would be worn. The gears are plastic. The motors used in the neck pulleys probably generate as much or more of a magnetic field that the clasp would. The only part of a pleo that is readily susceptible to a magnetic field is the touch sensors, which aren't in the neck, and they wouldn't cause a neck to lock up.
Another fear might be weight. A really heavy necklace might put a strain on the neck (but we're talking REALLY HEAVY).
On the PleoPB, it might be conceivable (one in a million or more) that the pleo's head movements through a magnetic field might get picked up by the RFID sensor and interpreted as a valid signal, but there's no action associated with the RFID that would trigger the neck to lock up.
As a final sanity check, Both Ugobe and Jetta did test for magnetic interference as part of the Pleo development, and verified that a magnetic clasp is quite safe. You're a hundred times more likely to damage your pleo yourself while trying to put on or take off a necklace with a twist on or claw type clasp than the magnets would ever do. Which is why way back when, the Ugobe team actually recommended that I use magnetic clasps. The barrel (or twist) type clasps have rough edges they were afraid would rub and cut into the pleo skin, and the claw type clasps have the little lever which sticks out would catch on the skin and cause rips.